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Treatment Finance

Treatment Finance shows 3 crisp new £5 notes

Treatment finance is popular with patients requiring more expensive treatments.

Whether it’s essential restorative work you need or aesthetic enhancements to your smile, you can apply for treatment finance to spread the total cost across monthly instalments. You can choose whether you would like to pay over six, twelve or twenty-four months.

Finance is especially helpful for patients who want treatment immediately.

Important Notice: Treatment Finance is not offered by all of our Associate Dentists. It is currently only available in Chard, Ledbury, Ross-on-Wye and Tewkesbury.

Who can apply?

Once you have a treatment plan from your clinician that costs over £500 (and is less than £30,000), you can apply for finance. Your practice will share with you a link that will take you to an online application form.

The applicant must be over 18 and earn an income. An algorithm will return a swift answer. Applicants can feel reassured that making an application does not affect their credit score.

Before you apply for dental finance

We expect you’d like to read more before you apply for dental finance.

Please click on the practice you attend and follow the link to a handy Finance Calculator to get an idea of what monthly repayments would be and answers to FAQs.



If you have any questions or concerns, please ask our friendly reception team for more information.

Before committing to Treatment Finance, please pay careful attention to the terms and conditions of both your SpaDental Treatment Plan and Finance Agreement.

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